With inflation still high and economic uncertainty on the rise, retirement planning has never felt more urgent—or more complex. A 2024 Allianz Life study found that two-thirds of Americans fear outliving their retirement savings more than death itself.
That’s where dividend stocks can play a key role. These income-generating investments not only provide a steady cash flow but also offer a cushion against market volatility. Here are four dividend stocks worth considering for a long-term, retirement-focused portfolio:
AT&T (T) – Dividend Yield: 4.01%
AT&T continues to gain traction in 5G and fiber expansion, reporting $30.6 billion in Q1 2025 revenue and $3.1 billion in free cash flow. Despite rising competition, its consistent cash generation and stable payout make it a strong income play, with shares up 24% YTD.
Verizon (VZ) – Dividend Yield: 6.26%
Verizon’s robust Q1 earnings included $33.5 billion in revenue and $5 billion in net income. With 18 consecutive quarters of wireless revenue growth and a forecasted free cash flow of up to $18.5 billion, Verizon demonstrates staying power in a challenging environment.
Realty Income Corp (O) – Dividend Yield: 5.64%
Known as “The Monthly Dividend Company,” Realty Income offers exposure to stable commercial real estate. With 15,621 properties and long-term leases averaging over 9 years, it provides dependable income even in turbulent markets.
Chevron (CVX) – Dividend Yield: 5.02%
Chevron stands to benefit from pro-energy policies under Trump’s administration. Though Q1 earnings dipped year-over-year, its $6.9 billion return to shareholders and strong production capacity suggest long-term value.
Bottom Line:
Dividend stocks can provide a vital income stream in retirement—especially in uncertain times. These four companies offer a blend of stability, performance, and yield that can help protect your nest egg for the long haul.
